ReferIndia News Cholamandalam expects 10-15 bps margin jump in H2; gold loan AUM to touch ₹1,000 crore: Arul Selvan

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Cholamandalam expects 10-15 bps margin jump in H2; gold loan AUM to touch ₹1,000 crore: Arul Selvan

Published on: Dec. 15, 2025, 9 a.m. | Source: The Economic Times

Cholamandalam anticipates margin gains in the second half of FY26, driven by lower funding costs and RBI rate adjustments. The company maintains its asset under management growth forecast. Demand for consumer loans is rising, supported by GST reductions. Commercial vehicle segment weakness is seen as seasonal. Asset quality is expected to improve.

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