Credit continues to beat deposit growth, PSU banks proforma numbers show
Published on: Jan. 2, 2026, 11:28 p.m. | Source: The Economic Times
State-run banks saw steady balance sheet growth in the December quarter, with loans continuing to grow faster than deposits. Average credit growth was about 14%, compared with deposit growth of nearly 11%, highlighting ongoing funding pressures. Brokerages expect loan growth to stay strong, supported by retail and MSME demand, despite persistent challenges in deposit mobilisation.
