How the 2-3-4 rule can actually boost your credit score (if you use it right)
Published on: Nov. 19, 2025, 11:46 a.m. | Source: The Economic Times
The 2/3/4 rule is a smart credit card strategy that limits how often you apply for new cards. This helps protect your credit score by spacing out applications, reducing hard inquiries, and avoiding the appearance of “credit desperation.” While not an official bank policy, it’s a widely recommended best practice for responsible credit behavior and long-term financial health. What Is the 2-3-4 rule for credit cards?
