NPS Swasthya explained: How it compares with regular health insurance policies
Published on: May 6, 2026, 1:07 p.m. | Source: The Economic Times
NPS Swasthya is a PFRDA-backed pilot healthcare funding facility launched under the sandbox framework for NPS subscribers. It allows users to withdraw a portion of their retirement savings to pay for medical expenses such as hospitalisation, diagnostics, pharmacy and dental care. Payments are made directly to hospitals or through TPAs, helping users arrange funds quickly during emergencies. What is NPS Swasthya and how does it work?
