Unpacking Structural Pressure: RBI's Concerns on Insurance Sector Dynamics
Published on: Jan. 1, 2026, 6:14 p.m. | Source: Devdiscourse
The Reserve Bank highlighted rising structural pressures in the insurance sector, with premium growth driven by costly distribution strategies instead of efficiency. No immediate systemic risks are posed, but factors like high expenses affect mid-term sustainability. A shift to cost-efficiency and technology adoption is necessary for resilience and coverage expansion.
