Year-ender | PSU banks outperform private peers on margins as funding advantage softens RBI rate-cut blow
Published on: Dec. 26, 2025, 2:40 p.m. | Source: Moneycontrol
The decline in the weighted average lending rate on fresh and outstanding rupee loans was higher in the case of private banks relative to public sector banks after the cumulative 100 bps rate cut by RBI. On the deposit side, transmission was higher for public sector banks compared to private banks in case of fresh term deposits.
